We administer employee benefit plans, often creating savings by designing unique health plans that fit each employer’s specific needs. The Difference Card is focused on providing better benefits at a better price.

The Difference Card is an innovator-led organization that creates better employee benefits at a better price. The Difference Card uses the powerful combination of custom-built health plan designs, deep data analysis, and proven strategies to create an average of 18% savings for employers on their health insurance spend. With our world-class service team, The Difference Card is the gold standard in administering health insurance benefits. We pay claims in under 2-day and pick up the phone in under 30-seconds. The Difference Card provides cost-containment solutions such as Medical Expensive Reimbursement Plans and The Difference Guarantee, along with benefit administrative such as HRAs, HSAs, FSAs, Commuter, Lifestyle Accounts and Compliance Services. Producers that work with The Difference Card can expect a true partnership. We work with you to design the best health plan for your client – often achieving around 18% in savings off their healthcare spend. The best part? Our partners use The Difference Card to stand out from their competition and win more business. We believe The Difference Card’s four core values of passion, accountability, innovation, and respect create a TPA that goes beyond the industry standard to deliver amazing results for our Producer Partners, clients, and members. To see how we can make a difference for your clients, visit https://www.differencecard.com/